What’s Inside
Axionis Decision Intelligence System
Not a template. A system.
The Wealth Acceleration Operating System
Stop Managing 4 Accounts in Spreadsheets — Build One Wealth System
You’re earning good money, contributing to multiple accounts, and still have no clear picture of your actual net worth, allocation drift, or what your tax bill will look like in April. Most budgeting apps track spending but ignore investing, and generic financial advice doesn’t account for your specific account mix, income bracket, or timeline. The Wealth Acceleration Operating System gives you 7 pre-filled tools — a multi-account dashboard, rebalancing protocol, tax-optimization workflow, net worth projector, and more — built around the exact decisions a $75K–$150K earner needs to make each quarter. Buyers who complete the 15-minute setup report seeing their full financial picture clearly for the first time and identifying at least one immediate tax or allocation fix worth more than the price of this system.
Who This Is For
- Mid-career professional earning $75K–$150K with money spread across a 401k, IRA, and brokerage account they haven’t reviewed in 6+ months
- DIY investor in their 30s or 40s who tracks investments manually in spreadsheets but has no rebalancing rules, tax strategy, or milestone roadmap
- Dual-income household with growing net worth that uses a budgeting app for expenses but has no system for the investment side of their finances
- Self-directed investor who skipped the financial advisor but now realizes they’re missing tax-loss harvesting, Roth conversion windows, and contribution timing strategies
What’s Included
- Multi-Account Investment Dashboard (Excel + Google Sheets) — pre-filled tabs for 401k, IRA, Roth, brokerage, crypto, and HSA with auto-calculated allocation percentages and rebalancing alerts that turn red when any asset class drifts more than 5% from target
- Asset Allocation Decision Matrix + Quarterly Rebalancing Protocol (PDF + Excel) — 6 pre-built risk profiles with specific ETF tickers, a 12-step rebalancing checklist, and a calculator that generates exact buy/sell orders by account with tax impact estimates
- 90-Day Wealth Milestone Roadmap System (Notion Template + PDF Workbook) — 12 pre-written milestone templates from $50K invested to $1M net worth, with monthly action breakdowns, weekly check-in protocols, and a sprint retrospective framework
- Tax-Optimization Workflow Engine (PDF + Excel Scenario Modeler) — quarterly tax checklist for all four quarters, a Roth vs. Traditional decision tree, a 20-pair tax-loss harvesting swap list, and a scenario modeler showing 30-year tax savings for $75K, $100K, and $150K earners
- Investment Research Scorecard + Comparison Tracker (Excel + PDF) — 12-point due diligence scorecard with weighted scoring formula, side-by-side comparison of up to 10 funds, and 5 pre-scored ETF examples including VTI at 98/120 and an active fund at 71/120
- Net Worth Projection Calculator (Excel with Dynamic Charts) — 3-scenario projection engine showing conservative, moderate, and aggressive wealth trajectories to year 30, with contribution rate impact modeling and 4 pre-loaded case studies for different income and age profiles
- Emergency Fund Staging System + Passive Income Pipeline Tracker (Excel + PDF) — 4-tier cash reserve framework with specific dollar amounts by income level, an opportunity cost calculator, and a monthly passive income tracker covering dividends, interest, and side income
How You’ll Use This
Software Engineer, age 36
Has a 401k through work, a Roth IRA opened three years ago, and a taxable brokerage account he rarely checks — no idea what his actual asset allocation is across all three
→ Sets up the Multi-Account Dashboard in 15 minutes, discovers his total equity exposure is 94% against a target of 85%, and uses the rebalancing protocol to correct the drift inside his 401k with zero tax consequence
Marketing Director, age 41
Earns $130K, maxes her 401k, and has never done tax-loss harvesting because she didn’t know which positions qualified or how to avoid the wash-sale rule
→ Uses the Tax-Optimization Workflow Engine in Q4 to identify two losing positions, executes the VTI-to-ITOT swap from the included harvest list, and realizes $2,100 in losses to offset capital gains before December 31
Dual-income household, combined $180K, ages 34 and 37
Saving aggressively but unsure whether they’re on track for their $1M milestone and whether they should be contributing to Roth or Traditional accounts given their current bracket
→ Runs their numbers through the Net Worth Projection Calculator and the Roth vs. Traditional decision tree, confirms they hit $1M at age 48 under moderate assumptions, and shifts one spouse’s contributions to Traditional based on the 30-year tax savings model
Why It Matters
Interest rates above 4.5% have made cash management a real investment decision for the first time in 15 years, Roth conversion windows are narrowing as income grows, and the IRS wash-sale clock runs every 30 days whether you’re watching or not. At the same time, financial advisors charge $3,000–$5,000 annually for the same allocation reviews, rebalancing protocols, and tax strategies that mid-career earners need — and most won’t take clients with under $500K in assets.
People without a quarterly investment system consistently miss tax-loss harvesting windows worth $1,200–$3,500 per year, hold cash in 0.01% checking accounts instead of 4.5% high-yield accounts, and let asset allocation drift 10–15% from target before noticing — compounding into years of suboptimal returns. People who operate from a system like this make the same moves a fee-only advisor would recommend, on their own schedule, in 45–60 minutes per quarter.
What You Get
- ✅ Full net worth snapshot across all accounts set up in 15 minutes using pre-filled sample data you replace with your own numbers
- ✅ Automatic rebalancing alerts flag exactly which account to adjust and by how much — no manual math, no guesswork on sequencing
- ✅ $1,200–$3,500 in annual tax savings identified through the quarterly tax-loss harvesting workflow and Roth vs. Traditional decision tree
- ✅ 30-year wealth projection updated in real time as you adjust contribution amounts, showing exactly which year you hit $250K, $500K, and $1M
- ✅ Passive income tracked monthly across dividends, interest, and side income with an annual run rate and progress bar toward your target
📊 System Preview
A three-panel Excel dashboard showing a color-coded asset allocation breakdown across all six account types on the left, a central rebalancing alert panel with red and green conditional formatting flagging which accounts need action and the exact dollar amounts to buy or sell, and a right-side net worth trend line charting 12 months of growth with a single-cell total prominently displayed at the top.
🎁 Free Resource
The Quarterly Investment Review Checklist (12 Steps, 60 Minutes)
A standalone one-page checklist covering the exact 12 actions — from pulling account balances to documenting rebalancing trades — that mid-career investors should complete every quarter to stay on track with allocation, taxes, and milestones
Every quarter you skip rebalancing and tax-loss harvesting is a quarter of recoverable savings permanently lost.
👉 Download the Wealth Acceleration Operating System
One-time purchase · Instant download · No subscription
⚡ Complete the System
Pair this system with an income optimization audit — a structured review of your salary, freelance, and side income streams to identify where you’re undertaxed, underearning, or missing contribution room — to close the gap between what you earn and what your investment system actually has to work with.
Filed under: Finance
⚡ Axionis
Decision Intelligence System
Support: support@axionis.io
Digital download · Instant access · One-time purchase